i-864

I have a question regarding I-864. Currently my USC husband cannot meet poverty guidelines with his income and we are having trouble getting joint sponsor. My question is we have two cars at the moment so can we use one of our cars that we are financing as assets to make up the difference or do we have to completely own the cars to qualify as assets? and do we have to only submit kelley blue book value of the car?

p.s I know to use assets it has to be 3x the difference to be approved for the spouse of USC.

iamugandan

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